Revolut Review 2022 – Get Revolut App & CardAbout revolut
Revolut is a banking organisation that operates as an entirely digital bank, aiming to offer users a fast, reliable and hassle-free online payment service. Revolut mainly works through a mobile app, though there are other ways you can do your banking with this payment method.
The company behind Revolut is based in the UK. The payment method was released for public use in July 2015 and some four years later, the company claimed that six million people used it regularly. So far, there have been over 350 million transactions made using Revolut and more than £40 billion has been handled using the payment method.
Revolut Services in 2022
Revolut offers a range of convenient features. There are three plans to choose from: Standard, Premium and Metal. The Standard option is free, though it offers the fewest features. Both the other two options require payment: £6.99 per month for Premium and £12.99 per month for Metal. Premium has more features available than Standard, while Metal offers the full range of Revolut services.
If you opt for the Standard option, you’ll get the following perks:
- A free UK account
- A free Euro IBAN account
- Use of more than 150 currencies at the interbank exchange rate
- Currency exchange of up to £5,000 per month in 29 fiat currencies with no hidden fees
- Free ATM withdrawals of up to £200 per month
With the Premium option, you get all the features for the Standard option, plus some new ones listed below. The free ATM withdrawals allowance increases to £400 per month.
- Insurance for delayed baggage and delayed flights
- Global express delivery
- Enhanced customer support
- Access to five cryptocurrencies
- Use of a Revolut card that comes in several designs
- Use of a Revolut virtual card
- LoungeKey Pass access at over 1,000 airport lounges
With the Metal option, you get free ATM withdrawals of up to £600 per month. You can also use an exclusive Revolut Metal card. All the same Standard and Premium features are available, as well as some extra ones just for Metal users:
- Cashback of 0.1% while in Europe and 1% outside of Europe on all card payments
- Concierge access
While Revolut is mostly an online banking system, you can opt for a physical card if you sign up for one of the two paid options (Premium or Metal). If you apply for a card, it should take nine working days to reach you with standard delivery, or three days with express delivery. You’re able to order a card through the Revolut app.
Ordering a card is free, though there may be delivery charges; there are some countries that Revolut doesn’t deliver to (check the website’s Help Centre for more information). Only your first card is free. There’s a small charge of £4.99 per card for any cards after your first, though you may qualify for extra free cards by sharing the news of your card with people you know.
Revolut App – Sign up & Link Payment Method
If you like the sound of Revolut, you’ll find it’s very easy to start using this payment method. All you have to do is download the app onto your mobile device - it’s compatible with both smartphones and tablets. If you’re using an Apple Watch, iPad or iPhone, your device will need to be using iOS 10 or above to be compatible with the app.
For Android devices, it’s Android 6.0 or newer you’ll need. The process of getting Revolut on your mobile device is quick and easy. You should have no problems getting everything set up and the payment method should be available to use before you know it.
Once the app’s installed on your device, simply fill out the registration form to create your Revolut account. To carry out online transactions, you’ll have to link a payment method to your account and there are several options to choose from. These include:
- Debit cards
- Credit cards
- Bank tranfers
- Apple Pay
- Google Pay
Note that for cards, only Visa, Mastercard and Maestro are accepted.
Revolut & Online Casinos
As of the time of writing, Revolut can be used to carry out a broad range of online transactions. It seems that the payment method isn’t currently available to use at online casinos for real-money gambling. However, there’s every chance that this will change in the near future and that Revolut will become available as an option for gambling online with real money.
Online casino operators are keen to accept payment methods that are easy to use, convenient and reliable. Since Revolut ticks all of these boxes, it shouldn’t be too long before many keen online gamblers are able to select it as their preferred payment method.
Revolut & Cryptocurrencies
In recent years, cryptocurrencies have taken off and become very popular throughout the world. It all started with Bitcoin, which was officially launched for public use in 2009. Since then, a growing number of other cryptocurrencies have followed in its wake. Many people prefer using cryptocurrencies for online transactions because of the fast process times and the high levels of anonymity and security they offer.
Revolut is compatible with a number of the most widely used cryptocurrencies. With this payment method, you can exchange a total of 29 fiat currencies (standard, bank/government-controlled currencies) into the five following cryptocurrencies:
- Bitcoin Cash
Getting fiat currencies exchanged into cryptocurrencies at crypto exchanges can take some time to do; it’s also not the most straightforward of processes a lot of the time. Revolut aims to make the whole process of converting fiat currencies into cryptocurrencies much more convenient and seamless.
Revolut is designed to make online transactions much more reliable and convenient. It’s a modern, user-friendly payment method that’s centred on the app, though there are options to get physical and virtual cards should you wish to do so. Though Revolut is one of the newer payment methods available to use, it’s experienced a lot of success so far, with over six million regular users.
This page offers lots of information about the payment method and its different packages. For more detailed information, check out the official Revolut website. Stick with Revolut for hassle-free online payments that are quick, safe and reliable.
How much does Revolut cost?
Revolut can be free to use - that is, if you go for the Standard package. The two other packages, Premium and Metal, are available for a monthly charge. Even with a Standard package, there are some extra fees. These include delivery fees for Revolut cards, £4.99 for Revolut cards after your first, £5 to have your card replaced, a withdrawal fee of 2% once you’ve passed your £200 monthly limit and certain currency conversion fees. For all full list of extra charges for all three packages, check with the Revolut Help Centre.
How do I use a Revolut card abroad?
If you’re intending to travel abroad, you’ll be pleased to know you can use your Revolut card while away. You’ll have to order it in plenty of time to make sure it arrives before you set off. Also, you’ll need to have verified your identity with Revolut. This is a simple process that takes no more than five minutes and requires you to supply Revolut with some photo ID and other relevant documents.
How do I order a Revolut card?
To qualify for a Revolut card, you’ll need to be a Premium or Metal member. You can join either one of these membership levels for a monthly fee. If you’ve opted for the free Standard option, you won’t be able to get a card until you sign up for one of the paid options. To order a card, you’ll need to have deposited some money into your Revolut account. To get a physical card, go to ‘Cards’ then ‘Physical’ and follow the simple steps to get one sent out to you.
Note that it may take some time for your card to reach you. For a virtual card, simply go to ‘Cards’ and then ‘Virtual. Once ordered, your virtual card will be available to use straight away. You can only have five virtual cards at any one time.
What countries can I use Revolut in?
Revolut only supports those in the European Economic Area (EEA), as well as Switzerland, Singapore and Australia. More countries are expected to become compatible in due course. EEA countries include:
Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom.
Does Revolut have a banking licence?
Revolut does indeed have a banking licence and it’s supplied by the Financial Conduct Authority under the Electronic Money Regulations 2011. There are several features of the app that are designed to maximise security and reduce the chances of things like phishing or fraud taking place. These include the Sherlock anti-fraud system (sends Revolut instant fraud alerts), one-time-use virtual cards for online payments, customisable features users can enact or switch off and the option to log into your account using your fingerprint.
Revolut is soon looking to start using 3D Secure as well. With this, whenever you make certain online payments, so long as the merchant approves, you’ll receive a mobile message from Revolut prompting you to log into your account and verify the payment yourself.
How do I top up my Revolut card?
To top up your Revolut card, open up the app and simply head ‘Add Money’. If you haven’t already got a payment method linked to your account, you’ll be able to do that. Simply choose the type of payment method from the options given and fill in the required details. Once you’ve got one linked, select it and enter any details asked of you, along with the amount of money you wish to add to your Revolut account. If your chosen payment method has this exact amount of money, once you’ve confirmed the deposit, the money will be transferred over to your Revolut account ready to use pretty much straight away.
What is the age limit?
Revolut is only available to those who are aged 18 or above. There are, however, plans for a Revolut Youth app, which will enable those under 18 to use a limited number of services. They won’t be able to set up an account themselves, however. Instead, parents will be able to add younger ones to their own account as an extra user.
Can I cancel a Revolut card?
Of course. Should you with to have your card services stopped, simply get in touch with Revolut’s customer support team and they’ll get everything sorted for you. Give the team a call on +1 (844) 744-3512.
How can I get in touch with Revolut’s customer support?
The Revolut app has an in-app chat feature you can use around-the-clock to speak with a team member. Note that those who opt for one of the two paid packages have priority customer support.
Can I change packages once I’ve subscribed to one?
Yes, it’s possible for you to change packages. At any time you can move from the free Standard package to any two of the paid packages or vice versa; you can also switch from one paid package to the other.